Families who do receive Bowdoin aid will be able to transfer that aid toward the total cost of their student’s program/university, up to the total cost of a semester on-campus. Families should expect to pay approximately the same for a semester off-campus as for a semester on-campus. (Note: aid packages are based on basic accommodation options, e.g., a double room in a residence hall, rather than a single room). Check out this tip sheet from the Student Aid Office.)
Families who do not receive aid but take out loans often are able to continue to do so for an accredited off-campus institution and can work with the Student Aid Office in this process.
For a brief video overview of how finances work with OCS, click here.
If you receive aid at Bowdoin, meet with your SAO advisor early in your OCS process!
Families who do not receive Bowdoin aid will simply pay their student’s program/university fees directly to that institution and provide for related expenses such as flights, visas, and books out of pocket.
- If the total cost of a semester at the program is more than the cost of Bowdoin, the family must pay the difference.
- Families who have 529 accounts and/or a monthly payment plan and/or tuition insurance can read more about this at the Bursar's office OCS FAQ. Off-campus programs based in the U.S. may offer a payment plan similar to those at Bowdoin, although their agencies may be different. Parents interested in using this payment method should inquire directly with the program's business office. If a student has directly enrolled in a university abroad, payment plans are not typically available. In these cases, full payment is expected when the student is invoiced by the university, usually upon arrival. Parents may re-enroll in Bowdoin's payment plan prior to the student returning by contacting the agency.
If a student intends on enrolling in an English-speaking university, the SAO will cover the costs associated with direct-enrolling and basic accommodation. If the student wishes to enroll in the university through a program provider such as IFSA-Butler, the SAO will base the student’s aid package on the direct-enroll costs, not the program costs, and the family will be responsible for paying the difference in cost. The same is true if the student selects non-basic housing (e.g. a single instead of a double).