Deferment and Forbearance
For a complete list of Perkins Loan deferment and forbearance options, please visit the ECSI website.
Common deferment and forbearance benefits are listed below.
A deferment is a period in which no payments are due and interest does not accrue. Perkins Loan Deferment benefits include:
- Unlimited In-School Deferment (enrolled student at least half-time at an institution of higher education)
- Up to 36 months of Unemployment
- Up to 36 months of Economic Hardship
- Up to 36 months of Forbearance