Excess Sports Plan

Bowdoin College has purchased an Excess Athletic Insurance Policy for students that are participating in one of our varsity, club or intramural programs.  The Policy may provide coverage for an injury which occurred as a result of participating in a regularly scheduled, supervised, sponsored play or practice.

  • This coverage is offered on an “excess” basis to the participant’s primary health insurance policy, such as your private health insurance plan, the Bowdoin College Student Health Insurance Plan or the Bowdoin College Injury Only Insurance Plan.

  • The Excess Athletic Insurance Policy will always pay excess to any other valid and collectible health insurance plan and only if there is any remaining balance after the primary and secondary, if applicable, insurances have processed the claim.

In order to have medical services covered by the Bowdoin College Excess Athletic Insurance Policy:

  • A sports claim form must be filled out by an Athletic Trainer or a clinician at the Bowdoin College Health Center and signed by the student

  • It is the student-athlete’s responsibility to report a sports related injury to an Athletic Trainer, or a clinician at the Health Center, so a claim form can be completed.

In ensure the smooth payment of medical claims, we recommend student-athletes always provide each medical provider the plan information prior to each visit.  Claims submission information is as follows:

Company Name:                           BMI Benefits

Policy Number:                             11SPD8182601

ID Number:                                  BOW201617

Group Number:                            Bowdoin Athletics

Claims Submission Address:          BMI Benefits

                                                  c/o Sports

                                                                                PO Box 511

                                                                                Matawan, NJ 07747

Phone Number:                            800-445-3126

Fax Number:                                732-583-9610


For bills that have been paid out of pocket, please forward all receipts and/or proof of payment to BMI Benefits along with:

    • Primary (secondary and tertiary, when applicable) EOB (for the date(s) of service listed on the statement/bill) and

    • Statement from the provider which lists:

      • Name of Provider

      • Date of Service

      • Diagnosis code(s)

      • Procedure Code(s)

      • Charges

If you would like reimbursement for medications, also include a copy of the pamphlet for the prescription.

Should you have any questions regarding eligibility or the claims submission process, please contact Gallagher Student directly at 877-345-8928.