Student Health Insurance

To learn about the Bowdoin Student Health Insurance Plan, go to  If you have additional benefit questions, contact Gallagher Student Health & Special Risk at 1-800-391-9752 or for more general questions please contact the Student Health Insurance Coordinator at (207) 798-4284.

Please be aware, if you have waived the Bowdoin Student Injury and Illness Insurance Plan, you or your home PCP need to contact your insurance carrier at their toll-free telephone number (on back of your insurance card) prior to receiving off-campus medical care to make sure your carrier doesn't require prior authorization or referrals from your primary care provider.

Injury Only  Insurance Option for students who waive the Bowdoin Student Health Insurance Plan

The Injury Only Plan will cover any accident that occurs, including those resulting from a sports injury at 100% up to $2,500 and then at 80% up to $50,000.  Coverage includes x-ray, laboratory tests, surgery, doctor's visits, nursing care, hospital care and treatment, prescription drugs and other necessary treatment.  The benefit for dental treatment of injury to sound natural teeth is limited to a maximum of $1,500 per Injury.  This plan will be secondary to the student's primary insurance plan and provides up to $50,000 coverage per injury.  This coverage is only offered to students waiving the Bowdoin Student Health Insurance Plan.

Sports Insurance

Bowdoin College has an excess athletic sports insurance policy, underwritten by Arch Insurance Company and administered through Gallagher Student Health & Special Risk, for injuries which occur as a result of participation in sponsored Intercollegiate, Intramural and Club sports. The policy may provide excess coverage for injuries which occur as a result of participating in a regularly scheduled, supervised, sponsored play or practice. The policy may cover charges not covered by the student's primary insurance carrier.

In order to ensure the smooth payment of medical claims, we reccommend student-athletes always provide each medical provider the plan information prior to each visit.  To assist with this, we have provided all pertinent policy and claim submission information:

Policy and Claim Submission
Company Name: BMI Benefits
Policy Number: 11SPD8182601
ID Number: BOW201617
Group Number: Bowdoin Athletics
Claims Submission Address: BMI Benefits
c/o Sports
PO Box 511
Matawan, NJ 07747
Phone Number: 800-445-3126
Fax Number: 732-583-9610

Please include your Bowdoin College Student ID#. 

If you have additional questions, please call the Student Health Insurance Coordinator at (207)798-4284.